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FIRST STATE BANK

WATONGA, OK · Supervised by FDIC

Est. 1974FDIC #21,752RSSD: FDIC-21752
Satisfactory

Current rating · Exam: December 2021

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Institution Profile

FDIC BankFind

Address

321 W Main St, WATONGA, OK

County

Blaine County

Established

September 5, 1974

Total Assets

$90M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$90M

Total Deposits

$79M

Net Loans

$51M

Net Income

$464K

ROA

2.15%

ROE

18.93%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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