This institution is no longer active

Operations ceased on November 21, 2003. CRA examination history below reflects the period it was active.

RUTHERFORD BANK AND TRUST

MURFREESBORO, TN · Supervised by FDIC

Est. 1996FDIC #34,246RSSD: FDIC-34246

Satisfactory

Current rating · Exam: September 2002

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Institution Profile

FDIC BankFind

Address

372 West Northfield Boulevard, MURFREESBORO, TN

County

Rutherford County

Established

October 4, 1996

Total Assets

$60M(latest call report)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$60M

Total Deposits

$54M

Net Loans

$38M

Net Income

$75K

ROA

0.17%

ROE

2.03%

Risk-Based Capital

12.44%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2002

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1998

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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