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This institution is no longer active

Operations ceased on June 21, 2002. CRA examination history below reflects the period it was active.

KERMAN STATE BANK

KERMAN, CA · Supervised by FDIC

Est. 1983FDIC #24,228RSSD: FDIC-24228
Satisfactory

Current rating · Exam: May 1999

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Institution Profile

FDIC BankFind

Address

306 South Madera Avenue, KERMAN, CA

County

Fresno County

Established

January 17, 1983

Total Assets

$100M(latest call report)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$100M

Total Deposits

$87M

Net Loans

$54M

Net Income

$45K

ROA

0.18%

ROE

1.53%

Risk-Based Capital

18.58%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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