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THE STATE BANK OF PEARL CITY

PEARL CITY, IL · Supervised by FDIC

Est. 1945FDIC #16,344RSSD: FDIC-16344PEARL CITY BCORP INC
Satisfactory

Current rating · Exam: April 2025

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Institution Profile

FDIC BankFind

Address

215 S Main St, PEARL CITY, IL

County

Stephenson County

Established

December 8, 1945

Total Assets

$68M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$68M

Total Deposits

$61M

Net Loans

$32M

Net Income

$180K

ROA

1.05%

ROE

9.85%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2025

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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