This institution is no longer active
Operations ceased on March 15, 2003. CRA examination history below reflects the period it was active.
THE COMMERCIAL STATE BANK
CLAY CENTER, NE · Supervised by FDIC
Est. 1944FDIC #18,782RSSD: FDIC-18782
Institution Profile
FDIC BankFindAddress
102 South Brown Avenue, CLAY CENTER, NE
County
Clay County
Established
August 9, 1944
Total Assets
$32M(latest call report)
Financial Snapshot
As of Q4 2002Call Report / FDIC
Total Assets
$32M
Total Deposits
$28M
Net Loans
$16M
Net Income
$406K
ROA
1.31%
ROE
10.16%
Risk-Based Capital
15.94%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
May 1, 1999
Exam Type
Small Bank
Regulator
FDIC
Rating History
CRA / FFIEC3 previous ratings locked — dating back to 1992
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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