This institution is no longer active

Operations ceased on June 24, 2011. CRA examination history below reflects the period it was active.

MOUNTAIN HERITAGE BANK

CLAYTON, GA · Supervised by FDIC

Est. 2003FDIC #57,593RSSD: FDIC-57593

Satisfactory

Current rating · Exam: April 2011

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Institution Profile

FDIC BankFind

Address

550 Highway 441 South, CLAYTON, GA

County

Rabun County

Established

November 10, 2003

Total Assets

$104M(latest call report)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$104M

Total Deposits

$90M

Net Loans

$56M

Net Income

$-1,711K

ROA

-6.46%

ROE

-370.55%

Risk-Based Capital

2.85%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2011

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2006

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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