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FIRST STATE BANK OF ST. CHARLES, MISSOURI

ST. CHARLES, MO · Supervised by FDIC

Est. 1867FDIC #12,219RSSD: FDIC-12219
Satisfactory

Current rating · Exam: January 2025

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Institution Profile

FDIC BankFind

Address

206 N 5th St, ST. CHARLES, MO

County

St. Charles County

Established

May 10, 1867

Total Assets

$557M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$557M

Total Deposits

$423M

Net Loans

$443M

Net Income

$3M

ROA

1.94%

ROE

12.82%

Risk-Based Capital

17.03%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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