HERITAGE BANK AND TRUST

RACINE, WI · Supervised by FDIC

Est. 1970FDIC #20,296RSSD: FDIC-20296

Satisfactory

Current rating · Exam: March 1995

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Institution Profile

FDIC BankFind

Website

www.johnsonfinancialgroup.com

Address

555 Main St, RACINE, WI

County

Racine County

Established

November 12, 1970

Total Assets

$7.0B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.0B

Total Deposits

$5.8B

Net Loans

$5.2B

Net Income

$22M

ROA

1.24%

ROE

10.06%

Risk-Based Capital

17.30%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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