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This institution is no longer active

Operations ceased on July 12, 2003. CRA examination history below reflects the period it was active.

CENTRAL SIERRA BANK

SAN ANDREAS, CA · Supervised by FDIC

Est. 1981FDIC #23,579RSSD: FDIC-23579
Satisfactory

Current rating · Exam: January 2003

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Institution Profile

FDIC BankFind

Address

373 West St. Charles Street, SAN ANDREAS, CA

County

Calaveras County

Established

November 12, 1981

Total Assets

$148M(latest call report)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$148M

Total Deposits

$129M

Net Loans

$82M

Net Income

$-72K

ROA

-0.10%

ROE

-1.33%

Risk-Based Capital

12.87%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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