This institution is no longer active

Operations ceased on April 1, 2004. CRA examination history below reflects the period it was active.

PEOPLE'S COMMUNITY BANK

JOHNSON CITY, TN · Supervised by FDIC

Est. 1995FDIC #34,104RSSD: FDIC-34104

Satisfactory

Current rating · Exam: November 2001

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Institution Profile

FDIC BankFind

Address

300 Sunset Drive, JOHNSON CITY, TN

County

Washington County

Established

December 15, 1995

Total Assets

$172M(latest call report)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$172M

Total Deposits

$150M

Net Loans

$128M

Net Income

$-205K

ROA

-0.48%

ROE

-6.03%

Risk-Based Capital

11.22%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2001

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1997

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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