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This institution is no longer active

Operations ceased on October 12, 2000. CRA examination history below reflects the period it was active.

HERITAGE BANK

CLARKSVILLE, TN · Supervised by FDIC

Est. 1989FDIC #27,535RSSD: FDIC-27535
Satisfactory

Current rating · Exam: January 1999

Institution Profile

FDIC BankFind

Address

215 Jefferson Street, CLARKSVILLE, TN

County

Montgomery County

Established

June 16, 1989

Total Assets

$278M(latest call report)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$278M

Total Deposits

$204M

Net Loans

$223M

Net Income

$1M

ROA

0.74%

ROE

9.35%

Risk-Based Capital

10.95%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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