🏦BankScorer

STATE BANK

WATERLOO, IL · Supervised by FDIC

Est. 1894FDIC #12,706RSSD: FDIC-12706
Satisfactory

Current rating · Exam: August 2025

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Institution Profile

FDIC BankFind

Address

885 N Illinois Route 3, WATERLOO, IL

County

Monroe County

Established

January 4, 1894

Total Assets

$320M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$320M

Total Deposits

$292M

Net Loans

$198M

Net Income

$235K

ROA

0.30%

ROE

4.26%

Risk-Based Capital

11.47%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2025

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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