This institution is no longer active

Operations ceased on April 12, 2008. CRA examination history below reflects the period it was active.

MILLENNIUM BANK

GAINESVILLE, FL · Supervised by FDIC

Est. 1999FDIC #34,946RSSD: FDIC-34946

Satisfactory

Current rating · Exam: November 2007

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Institution Profile

FDIC BankFind

Address

4340 West Newberry Road, GAINESVILLE, FL

County

Alachua County

Established

March 22, 1999

Total Assets

$195M(latest call report)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$195M

Total Deposits

$127M

Net Loans

$143M

Net Income

$186K

ROA

0.39%

ROE

2.47%

Risk-Based Capital

10.65%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2007

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2002

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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