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HERITAGE BANK & TRUST

COLUMBIA, TN · Supervised by FDIC

Est. 2006FDIC #58,220RSSD: FDIC-58220
Satisfactory

Current rating · Exam: October 2025

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Institution Profile

FDIC BankFind

Address

217 S James M Campbell Blvd, COLUMBIA, TN

County

Maury County

Established

March 6, 2006

Total Assets

$418M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$418M

Total Deposits

$374M

Net Loans

$347M

Net Income

$2M

ROA

1.55%

ROE

19.84%

Risk-Based Capital

11.37%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2025

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2008

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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