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This institution is no longer active

Operations ceased on October 26, 2001. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

HENDERSON, TX · Supervised by FDIC

Est. 1981FDIC #23,420RSSD: FDIC-23420HENDERSON CITIZENS BANCSHARES
Satisfactory

Current rating · Exam: June 1997

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Institution Profile

FDIC BankFind

Address

2320 Highway 79 South, HENDERSON, TX

County

Rusk County

Established

May 26, 1981

Total Assets

$60M(latest call report)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$60M

Total Deposits

$49M

Net Loans

$29M

Net Income

$487K

ROA

1.16%

ROE

8.30%

Risk-Based Capital

17.55%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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