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This institution is no longer active

Operations ceased on December 30, 2005. CRA examination history below reflects the period it was active.

THE OAKS BANK & TRUST COMPANY

DALLAS, TX · Supervised by FDIC

Est. 1985FDIC #26,264RSSD: FDIC-26264PRESTONWOOD BANCSHARES INC
Satisfactory

Current rating · Exam: March 2004

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Institution Profile

FDIC BankFind

Address

4849 Greenville Avenue, DALLAS, TX

County

Dallas County

Established

May 16, 1985

Total Assets

$153M(latest call report)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$153M

Total Deposits

$118M

Net Loans

$75M

Net Income

$543K

ROA

0.61%

ROE

4.34%

Risk-Based Capital

12.94%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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