🏦Bank Scorer

PRAIRIE STATE BANK AND TRUST

SPRINGFIELD, IL · Supervised by FDIC

Est. 1988FDIC #27,362RSSD: FDIC-27362AMERICAN CENTRAL BCORP INC
Satisfactory

Current rating · Exam: January 2025

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Institution Profile

FDIC BankFind

Address

3751 Wabash Ave, SPRINGFIELD, IL

County

Sangamon County

Established

November 4, 1988

Total Assets

$806M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$806M

Total Deposits

$700M

Net Loans

$546M

Net Income

$3M

ROA

1.44%

ROE

11.62%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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