🏦Bank Scorer

HOUGHTON STATE BANK

RED OAK, IA · Supervised by FDIC

Est. 1879FDIC #15,405RSSD: FDIC-15405RED OAK FINANCIAL CORP
Satisfactory

Current rating · Exam: September 2021

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Institution Profile

FDIC BankFind

Address

116 E Coolbaugh St, RED OAK, IA

County

Montgomery County

Established

January 1, 1879

Total Assets

$219M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$219M

Total Deposits

$183M

Net Loans

$147M

Net Income

$802K

ROA

1.50%

ROE

9.28%

Risk-Based Capital

20.47%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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