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This institution is no longer active

Operations ceased on December 31, 2012. CRA examination history below reflects the period it was active.

HEREFORD STATE BANK

HEREFORD, TX · Supervised by FDIC

Est. 1947FDIC #16,589RSSD: FDIC-16589FIRST FINANCIAL BANKSHARES INC
Satisfactory

Current rating · Exam: January 2009

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Institution Profile

FDIC BankFind

Address

Third And Sampson Streets, HEREFORD, TX

County

Deaf Smith County

Established

June 16, 1947

Total Assets

$171M(latest call report)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$171M

Total Deposits

$138M

Net Loans

$108M

Net Income

$2M

ROA

1.59%

ROE

17.00%

Risk-Based Capital

13.64%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 5, 2009

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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