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This institution is no longer active

Operations ceased on November 9, 2001. CRA examination history below reflects the period it was active.

FIRST BANK OF POLK COUNTY

COPPERHILL, TN · Supervised by FDIC

Est. 1994FDIC #33,903RSSD: FDIC-33903
Satisfactory

Current rating · Exam: October 1997

Institution Profile

FDIC BankFind

Address

40 Ocoee Street, COPPERHILL, TN

County

Polk County

Established

June 1, 1994

Total Assets

$92M(latest call report)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$92M

Total Deposits

$78M

Net Loans

$71M

Net Income

$676K

ROA

0.98%

ROE

10.26%

Risk-Based Capital

17.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1995

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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