This institution is no longer active

Operations ceased on August 15, 2012. CRA examination history below reflects the period it was active.

DESERT COMMERCIAL BANK

PALM DESERT, CA · Supervised by FDIC

Est. 2005FDIC #57,976RSSD: FDIC-57976

Satisfactory

Current rating · Exam: December 2010

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Institution Profile

FDIC BankFind

Address

44-801 Village Court Drive, PALM DESERT, CA

County

Riverside County

Established

June 16, 2005

Total Assets

$139M(latest call report)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$139M

Total Deposits

$125M

Net Loans

$94M

Net Income

$-737K

ROA

-1.04%

ROE

-10.38%

Risk-Based Capital

14.23%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2010

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2007

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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