FIRST STATE BANK
GRAHAM, TX · Supervised by FDIC
Institution Profile
FDIC BankFindWebsite
Address
1526 4th St, GRAHAM, TX
County
Young County
Established
May 26, 1983
Total Assets
$303M(latest call report)
Financial Snapshot
As of Q1 2026Call Report / FDIC
Total Assets
$303M
Total Deposits
$270M
Net Loans
$170M
Net Income
$1M
ROA
1.39%
ROE
16.14%
Risk-Based Capital
18.67%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
February 1, 2025
Exam Type
Small Bank
Regulator
FDIC
Rating History
CRA / FFIEC9 previous ratings locked — dating back to 1990
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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