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THE WESTERN STATE BANK

GARDEN CITY, KS · Supervised by FDIC

Est. 1973FDIC #21,121RSSD: FDIC-21121
Satisfactory

Current rating · Exam: August 2023

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Institution Profile

FDIC BankFind

Address

1500 E Kansas Ave, GARDEN CITY, KS

County

Finney County

Established

June 19, 1973

Total Assets

$825M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$825M

Total Deposits

$740M

Net Loans

$531M

Net Income

$5M

ROA

2.37%

ROE

24.00%

Risk-Based Capital

14.94%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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