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This institution is no longer active

Operations ceased on December 31, 2021. CRA examination history below reflects the period it was active.

OUR COMMUNITY BANK

SPENCER, IN · Supervised by FDIC

Est. 1911FDIC #27,955RSSD: FDIC-27955
Satisfactory

Current rating · Exam: February 2019

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Institution Profile

FDIC BankFind

Address

279 East Morgan Street, SPENCER, IN

County

Owen County

Established

January 1, 1911

Total Assets

$74M(latest call report)

Financial Snapshot

As of Q2 2021Call Report / FDIC

Total Assets

$74M

Total Deposits

$59M

Net Loans

$45M

Net Income

$227K

ROA

0.62%

ROE

5.87%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2019

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1995

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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