This institution is no longer active

Operations ceased on May 20, 2011. CRA examination history below reflects the period it was active.

FIRST GEORGIA BANKING COMPANY

FRANKLIN, GA · Supervised by FDIC

Est. 2003FDIC #57,647RSSD: FDIC-57647

Satisfactory

Current rating · Exam: February 2010

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Institution Profile

FDIC BankFind

Address

101 Main Street, FRANKLIN, GA

County

Heard County

Established

November 3, 2003

Total Assets

$731M(latest call report)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$731M

Total Deposits

$702M

Net Loans

$475M

Net Income

$-2,385K

ROA

-1.27%

ROE

-141.52%

Risk-Based Capital

2.64%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2010

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2006

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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