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This institution is no longer active

Operations ceased on November 9, 2001. CRA examination history below reflects the period it was active.

PEOPLES BANK, LAVONIA, GEORGIA

LAVONIA, GA · Supervised by FDIC

Est. 1988FDIC #27,345RSSD: FDIC-27345
Satisfactory

Current rating · Exam: July 1998

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Institution Profile

FDIC BankFind

Address

13321 Jones Street, LAVONIA, GA

County

Franklin County

Established

October 10, 1988

Total Assets

$55M(latest call report)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$55M

Total Deposits

$36M

Net Loans

$43M

Net Income

$455K

ROA

1.17%

ROE

13.57%

Risk-Based Capital

14.32%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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