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This institution is no longer active

Operations ceased on July 25, 2008. CRA examination history below reflects the period it was active.

GAINESVILLE BANK & TRUST

GAINESVILLE, GA · Supervised by FDIC

Est. 1988FDIC #27,158RSSD: FDIC-27158
Satisfactory

Current rating · Exam: June 2008

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Institution Profile

FDIC BankFind

Address

500 Jesse Jewell Parkway S.E., GAINESVILLE, GA

County

Hall County

Established

February 1, 1988

Total Assets

$690M(latest call report)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$690M

Total Deposits

$409M

Net Loans

$423M

Net Income

$-92K

ROA

-0.03%

ROE

-0.22%

Risk-Based Capital

11.22%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 5, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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