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VERGAS STATE BANK

VERGAS, MN · Supervised by FDIC

Est. 1909FDIC #9,747RSSD: FDIC-9747
Satisfactory

Current rating · Exam: May 2025

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Institution Profile

FDIC BankFind

Address

106 E Main St, VERGAS, MN

County

Otter Tail County

Established

September 1, 1909

Total Assets

$59M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$59M

Total Deposits

$50M

Net Loans

$34M

Net Income

$166K

ROA

1.13%

ROE

7.69%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2025

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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