🏦BankScorer

This institution is no longer active

Operations ceased on June 30, 2008. CRA examination history below reflects the period it was active.

COMMERCESOUTH BANK

SANTA ROSA BEACH, FL · Supervised by FDIC

Est. 1987FDIC #26,979RSSD: FDIC-26979
Satisfactory

Current rating · Exam: October 2003

Watch

Institution Profile

FDIC BankFind

Address

Mack Bayou Road And U.S. Highway 98, SANTA ROSA BEACH, FL

County

Walton County

Established

June 12, 1987

Total Assets

$338M(latest call report)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$338M

Total Deposits

$204M

Net Loans

$260M

Net Income

$-481K

ROA

-0.57%

ROE

-3.42%

Risk-Based Capital

13.66%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1990

Unlock full history, CSV export, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
🔒

Unlock to see full history

Purchase this bank's history for $9

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a64c1558-4d3e-4a54-8fd2-9893d0132e99"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.