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CENTRAL STATE BANK

CLAYTON, IL · Supervised by FDIC

Est. 1928FDIC #8,487RSSD: FDIC-8487
Satisfactory

Current rating · Exam: May 2023

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Institution Profile

FDIC BankFind

Address

100 W Main St, CLAYTON, IL

County

Adams County

Established

May 1, 1928

Total Assets

$178M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$178M

Total Deposits

$146M

Net Loans

$115M

Net Income

$2M

ROA

3.41%

ROE

19.96%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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