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This institution is no longer active

Operations ceased on May 10, 1999. CRA examination history below reflects the period it was active.

EXCHANGE BANK

GARDNER, IL · Supervised by FDIC

Est. 1871FDIC #11,326RSSD: FDIC-11326STANDARD BANCSHARES INC
Satisfactory

Current rating · Exam: April 1997

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Institution Profile

FDIC BankFind

Address

Depot Street, GARDNER, IL

County

Grundy County

Established

January 1, 1871

Total Assets

$97M(latest call report)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$97M

Total Deposits

$81M

Net Loans

$53M

Net Income

$75K

ROA

0.33%

ROE

2.54%

Risk-Based Capital

14.65%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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