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This institution is no longer active

Operations ceased on February 2, 1998. CRA examination history below reflects the period it was active.

PACIFIC BAY BANK

SAN PABLO, CA · Supervised by FDIC

Est. 1991FDIC #33,294RSSD: FDIC-33294
Satisfactory

Current rating · Exam: September 1996

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Institution Profile

FDIC BankFind

Address

13830 San Pablo Avenue, SAN PABLO, CA

County

Contra Costa County

Established

January 25, 1991

Total Assets

$37M(latest call report)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$37M

Total Deposits

$34M

Net Loans

$28M

Net Income

$-274K

ROA

-0.71%

ROE

-8.22%

Risk-Based Capital

11.78%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 1996

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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