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This institution is no longer active

Operations ceased on March 2, 2026. CRA examination history below reflects the period it was active.

THE MIDDLEFIELD BANKING COMPANY

MIDDLEFIELD, OH · Supervised by FDIC

Est. 1902FDIC #13,716RSSD: FDIC-13716
Satisfactory

Current rating · Exam: April 2023

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Institution Profile

FDIC BankFind

Address

15985 E High St, MIDDLEFIELD, OH

County

Geauga County

Established

March 15, 1902

Total Assets

$1.9B(latest call report)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$1.9B

Total Deposits

$1.5B

Net Loans

$1.6B

Net Income

$26M

ROA

1.34%

ROE

11.53%

Risk-Based Capital

15.03%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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