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This institution is no longer active

Operations ceased on January 1, 2002. CRA examination history below reflects the period it was active.

CAPITOL THRIFT AND LOAN ASSOCIATION

NAPA, CA · Supervised by FDIC

Est. 1982FDIC #26,244RSSD: FDIC-26244
Satisfactory

Current rating · Exam: February 1999

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Institution Profile

FDIC BankFind

Address

1424 Second Street, NAPA, CA

County

Napa County

Established

May 28, 1982

Total Assets

$115M(latest call report)

Financial Snapshot

As of Q4 2001Call Report / FDIC

Total Assets

$115M

Total Deposits

$91M

Net Loans

$111M

Net Income

$1M

ROA

1.10%

ROE

13.09%

Risk-Based Capital

11.21%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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