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CROSSROADS BANK

EFFINGHAM, IL · Supervised by FDIC

Est. 1974FDIC #21,486RSSD: FDIC-21486
Satisfactory

Current rating · Exam: March 2021

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Institution Profile

FDIC BankFind

Address

2000 S Banker St, EFFINGHAM, IL

County

Effingham County

Established

March 12, 1974

Total Assets

$240M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$240M

Total Deposits

$201M

Net Loans

$139M

Net Income

$882K

ROA

1.48%

ROE

11.08%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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