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NORTHSTAR BANK

ESTHERVILLE, IA · Supervised by FDIC

Est. 1997FDIC #34,407RSSD: FDIC-34407
Satisfactory

Current rating · Exam: January 2023

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Institution Profile

FDIC BankFind

Address

2202 Central Ave, ESTHERVILLE, IA

County

Emmet County

Established

April 1, 1997

Total Assets

$214M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$214M

Total Deposits

$180M

Net Loans

$138M

Net Income

$665K

ROA

1.27%

ROE

7.96%

Risk-Based Capital

16.54%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1999

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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