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WEST COAST COMMUNITY BANK

SANTA CRUZ, CA · Supervised by FDIC

Est. 2004FDIC #57,591RSSD: FDIC-57591
Satisfactory

Current rating · Exam: March 2026

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Institution Profile

FDIC BankFind

Address

75 River St, SANTA CRUZ, CA

County

Santa Cruz County

Established

February 3, 2004

Total Assets

$2.9B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.5B

Net Loans

$2.2B

Net Income

$16M

ROA

2.16%

ROE

16.06%

Risk-Based Capital

14.59%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2026

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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