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ESB FINANCIAL

EMPORIA, KS · Supervised by FDIC

Est. 1901FDIC #16,629RSSD: FDIC-16629
Satisfactory

Current rating · Exam: July 2024

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Institution Profile

FDIC BankFind

Address

801 Merchant St, EMPORIA, KS

County

Lyon County

Established

March 16, 1901

Total Assets

$393M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$393M

Total Deposits

$343M

Net Loans

$263M

Net Income

$2M

ROA

1.58%

ROE

19.78%

Risk-Based Capital

12.92%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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