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This institution is no longer active

Operations ceased on February 1, 2005. CRA examination history below reflects the period it was active.

THE PEOPLES STATE BANK

CLYDE, TX · Supervised by FDIC

Est. 1960FDIC #18,275RSSD: FDIC-18275
Satisfactory

Current rating · Exam: January 2004

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Institution Profile

FDIC BankFind

Address

718 Elm Street, CLYDE, TX

County

Callahan County

Established

July 9, 1960

Total Assets

$121M(latest call report)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$121M

Total Deposits

$108M

Net Loans

$56M

Net Income

$544K

ROA

0.47%

ROE

4.15%

Risk-Based Capital

21.28%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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