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FIRST PORT CITY BANK

BAINBRIDGE, GA · Supervised by FDIC

Est. 1974FDIC #21,784RSSD: FDIC-21784
Satisfactory

Current rating · Exam: January 2026

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Institution Profile

FDIC BankFind

Address

400 W Shotwell St, BAINBRIDGE, GA

County

Decatur County

Established

October 7, 1974

Total Assets

$601M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$601M

Total Deposits

$537M

Net Loans

$459M

Net Income

$2M

ROA

1.59%

ROE

16.06%

Risk-Based Capital

15.22%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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