This institution is no longer active

Operations ceased on July 24, 2009. CRA examination history below reflects the period it was active.

DISCOVERY BANK

SAN MARCOS, CA · Supervised by FDIC

Est. 2001FDIC #57,136RSSD: FDIC-57136

Satisfactory

Current rating · Exam: April 2009

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Institution Profile

FDIC BankFind

Address

338 Via Vera Cruz, SAN MARCOS, CA

County

San Diego County

Established

September 19, 2001

Total Assets

$151M(latest call report)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$151M

Total Deposits

$124M

Net Loans

$125M

Net Income

$-2,224K

ROA

-2.74%

ROE

-26.53%

Risk-Based Capital

12.40%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2004

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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