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This institution is no longer active

Operations ceased on January 1, 2023. CRA examination history below reflects the period it was active.

HERITAGE SOUTHEAST BANK

JONESBORO, GA · Supervised by FDIC

Est. 1955FDIC #30,846RSSD: FDIC-30846
Satisfactory

Current rating · Exam: June 2020

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Institution Profile

FDIC BankFind

Address

101 N Main St, JONESBORO, GA

County

Clayton County

Established

January 1, 1955

Total Assets

$1.6B(latest call report)

Financial Snapshot

As of Q4 2022Call Report / FDIC

Total Assets

$1.6B

Total Deposits

$1.4B

Net Loans

$1.2B

Net Income

$8M

ROA

0.45%

ROE

4.07%

Risk-Based Capital

10.22%

Total Assets — Last 7 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2020

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 2000

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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