This institution is no longer active

Operations ceased on July 31, 1995. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK, ROBY, TEXAS

ROBY, TX · Supervised by FDIC

Est. 1939FDIC #15,691RSSD: FDIC-15691

Satisfactory

Current rating · Exam: August 1993

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Institution Profile

FDIC BankFind

Address

North First And Concho, ROBY, TX

County

Fisher County

Established

October 16, 1939

Total Assets

$20M(latest call report)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$20M

Total Deposits

$17M

Net Loans

$5M

Net Income

$126K

ROA

1.24%

ROE

12.00%

Risk-Based Capital

31.20%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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