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This institution is no longer active

Operations ceased on January 23, 2002. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK OF THE DESERT

YUCCA VALLEY, CA · Supervised by FDIC

Est. 1980FDIC #23,232RSSD: FDIC-23232
Satisfactory

Current rating · Exam: February 1999

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Institution Profile

FDIC BankFind

Address

74-750 Highway 111, YUCCA VALLEY, CA

County

Riverside County

Established

October 30, 1980

Total Assets

$147M(latest call report)

Financial Snapshot

As of Q4 2001Call Report / FDIC

Total Assets

$147M

Total Deposits

$134M

Net Loans

$116M

Net Income

$2M

ROA

1.42%

ROE

18.06%

Risk-Based Capital

10.23%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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