This institution is no longer active

Operations ceased on February 9, 2007. CRA examination history below reflects the period it was active.

VALLEY STATE BANK

GUTTENBERG, IA · Supervised by FDIC

Est. 1996FDIC #34,224RSSD: FDIC-34224

Satisfactory

Current rating · Exam: February 2004

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Institution Profile

FDIC BankFind

Address

Highway 52 And Herder Street, GUTTENBERG, IA

County

Clayton County

Established

August 19, 1996

Total Assets

$35M(latest call report)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$35M

Total Deposits

$26M

Net Loans

$26M

Net Income

$301K

ROA

0.91%

ROE

12.19%

Risk-Based Capital

11.72%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1998

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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