🏦BankScorer

OSB COMMUNITY BANK

OTTAWA, IL · Supervised by FDIC

Est. 1871FDIC #27,989RSSD: FDIC-27989
Satisfactory

Current rating · Exam: March 2024

Institution Profile

FDIC BankFind

Address

925 La Salle St, OTTAWA, IL

County

Lasalle County

Established

January 1, 1871

Total Assets

$361M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$361M

Total Deposits

$298M

Net Loans

$308M

Net Income

$663K

ROA

0.73%

ROE

6.59%

Risk-Based Capital

16.48%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1998

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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