This institution is no longer active

Operations ceased on September 6, 2017. CRA examination history below reflects the period it was active.

MOUNTAIN VALLEY COMMUNITY BANK

CLEVELAND, GA · Supervised by FDIC

Est. 2004FDIC #57,711RSSD: FDIC-57711

Satisfactory

Current rating · Exam: January 2012

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Institution Profile

FDIC BankFind

Address

136 North Main Street, CLEVELAND, GA

County

White County

Established

May 4, 2004

Total Assets

$197M(latest call report)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$197M

Total Deposits

$171M

Net Loans

$111M

Net Income

$639K

ROA

0.65%

ROE

7.09%

Risk-Based Capital

15.74%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2012

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2006

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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