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This institution is no longer active

Operations ceased on July 23, 1998. CRA examination history below reflects the period it was active.

FIRST STATE BANK

WASKOM, TX · Supervised by FDIC

Est. 1954FDIC #18,611RSSD: FDIC-18611HENDERSON CITIZENS BANCSHARES
Satisfactory

Current rating · Exam: May 1998

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Institution Profile

FDIC BankFind

Address

Spur 156 And Magnolia Road, WASKOM, TX

County

Harrison County

Established

December 4, 1954

Total Assets

$27M(latest call report)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$27M

Total Deposits

$23M

Net Loans

$9M

Net Income

$92K

ROA

0.69%

ROE

5.02%

Risk-Based Capital

24.84%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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