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This institution is no longer active

Operations ceased on September 23, 2019. CRA examination history below reflects the period it was active.

PANORA STATE BANK

PANORA, IA · Supervised by FDIC

Est. 1959FDIC #18,001RSSD: FDIC-18001EMMETSBURG BANK SHARES INC
Satisfactory

Current rating · Exam: January 2019

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Institution Profile

FDIC BankFind

Address

120 East Main, PANORA, IA

County

Guthrie County

Established

May 18, 1959

Total Assets

$70M(latest call report)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$70M

Total Deposits

$53M

Net Loans

$31M

Net Income

$499K

ROA

1.46%

ROE

10.11%

Risk-Based Capital

14.76%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2019

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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