This institution is no longer active

Operations ceased on July 25, 2008. CRA examination history below reflects the period it was active.

HOME TOWN BANK OF VILLA RICA

VILLA RICA, GA · Supervised by FDIC

Est. 1997FDIC #34,391RSSD: FDIC-34391

Satisfactory

Current rating · Exam: May 2005

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Institution Profile

FDIC BankFind

Address

1849 Carrollton Villa Rica Highway, VILLA RICA, GA

County

Carroll County

Established

October 22, 1997

Total Assets

$225M(latest call report)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$225M

Total Deposits

$185M

Net Loans

$80M

Net Income

$-816K

ROA

-0.72%

ROE

-5.80%

Risk-Based Capital

10.25%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2005

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1999

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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